Most Awarded Patient Financing Platform
Patient Financial Resolution
for Healthcare
ClearBalance enables CFOs and revenue cycle leaders to recover more patient-pay revenue, reduce bad debt, and make care financially accessible through one connected ecosystem.
ClearBalance brings together patient financing, patient billing, and EBO services through one coordinated engagement strategy so every patient receives the right financial solution at the right moment.
99% Patient Satisfaction
Successful plan completion rate
90%+
Patient financial resolution completed prior to bad debt status
+20%
4X+
High-performing program ROI indicator
$4B+
Patient financing funded
Fully Integrated Platform
Patient financial resolution
4X Best in KLAS
Patient financing performance recognition
Multi-time Black Book Award Winner
Revenue cycle solutions recognition
Seamless Integrations
Epic, MEDITECH, Oracle, and Revenue Cycle Workflows
Most Awarded Patient Financing Platform
Best in patient-pay technology. Best in recovery performance. Best in patient satisfaction. Best in client satisfaction.
ClearBalance brings together the capabilities health systems need most in one trusted platform: advanced integration and workflow technology, stronger patient-pay recovery, and experiences proven to earn exceptional patient satisfaction and client NPS.
Best Tech
Deeply integrated. Operationally seamless.
Best Recovery
Proven to improve patient-pay performance.
Best Patient Satisfaction
99% satisfaction.
Best Client Satisfaction
88 NPS.
Core Solutions
End-to-end patient financial
resolution
ClearBalance connects patient financing, digital billing, omnichannel outreach, and EBO so health systems can help patients find affordable paths to resolution while improving patient-pay performance.
Explore SolutionsFinancing
Patient Financing Solutions
Pre-service, post-service, and existing plan financing with 0% APR options patients can sustain.
Billing
Patient Billing and Payment Services
Patient-friendly statements, digital communications, and payment experiences that make it easier for patients to act.
EBO
EBO Services
Early engagement and recovery support that helps stop self-pay balances before they become bad debt.
Payment Plans
Stop being your patients' bank
Most health systems are carrying millions of dollars of in-house payment plans. It is high touch, low yield receivables: small monthly payments stretched over years, tying up working capital, inflating AR days, and consuming staff time on posting, reconciliation, broken plan follow-up, and inbound calls.
ClearBalance funds your existing payment plan portfolio and assumes the servicing.
Immediate cash infusion
We fund the outstanding balances up front, converting years of trickle payments into working capital now.
Patients keep the same deal
Plans convert to 0% APR ClearBalance accounts with the same monthly payment. No new applications, no disruption, no change in how they experience your organization.
AR relief
Funded plans come off your books. AR days drop, and slow-pay receivables stop distorting your revenue cycle metrics.
Zero staff burden
ClearBalance takes over servicing, statements, payment processing, and patient support. Your team is out of the loan servicing business entirely.
One conversion project. Years of AR resolved.
Challenges We Solve
The challenges keeping RCM
leaders up at night
ClearBalance was built to solve the most pressing patient financial challenges facing health systems today with one ecosystem, not a stack of disconnected point solutions.
Rising Patient Balances
As patient responsibility grows, health systems face mounting pressure to collect more directly from patients — without the tools or infrastructure to do it effectively.
Our Solution
Financial Resolution & Extended Payment Plans
Increasing Bad Debt
Accounts written off to bad debt represent recoverable revenue. Without early intervention and flexible options, more balances slip through the cracks.
Our Solution
Early-Out & Aged AR Recovery Programs
Outdated Payment Tools
Patients expect seamless digital options, but many health systems still rely on disconnected billing workflows, unclear statements, and limited self-service tools.
Our Solution
Modern Billing, Digital Payments & Self-Service Portals
Limited Internal Resources
Revenue cycle teams are stretched thin. Manual processes, staffing shortages, and disconnected systems make it impossible to engage every patient effectively.
Our Solution
Automated Omnichannel Outreach & Workflow Automation
Poor Patient Financial Experience
Confusing bills, limited payment options, and aggressive collections damage patient trust and satisfaction scores — and drive care avoidance.
Our Solution
0% APR Patient Financing & Compassionate Engagement
Operational Outcomes
Higher collections
Lower friction
Hospitals don't improve financial performance by adding complexity. They improve it by increasing patient engagement earlier, simplifying payment experiences, and removing operational inefficiencies.
Collected on enrolled balances
Patient financial resolution completed prior to bad debt status
Recovery of at-risk accounts
High-performing program ROI indicator
Faster cash acceleration
Reduced AR days
Lower reconciliation burden
No added headcount
ClearBalance aligns financial performance with patient experience outcomes. Hospitals should not have to choose between the two.
Resource Center
Insights that drive smarter patient-pay decisions
Practical guidance for evaluating the ClearBalance platform and its integrated patient engagement strategy
About Us
Built by healthcare people,
for healthcare people
Founded in 1992, ClearBalance has spent over 30 years pioneering intelligent patient financial engagement. Our leadership team brings decades of hands-on healthcare revenue cycle expertise — not just technology.
- 30+ years in patient financial services
- Healthcare-native platform and service teams
- Epic, MEDITECH, Oracle, and Revenue Cycle Workflows
- Long-term partnership model built around outcomes
Our Mission
Protecting financial performance without compromising patient trust
ClearBalance believes healthcare organizations should never have to choose between compassionate patient engagement and strong financial outcomes. That belief drives everything we build.
"To remove financial friction from healthcare by embedding intelligent, compassionate payment experiences directly into healthcare operations."
Patient-Centered
Empathy in every interaction
Innovation
AI-driven intelligence
Partnership
Embedded in your workflow
Get Started
Find where patient-pay revenue is leaking
Start with the Revenue Leakage Assessment, then see whether Patient Financing, Patient Billing and Payments, EBO Services, or the full ClearBalance ecosystem is the right next move.
HIPAA Compliant
SOC 2 Type II
Turnkey launch path
What the assessment clarifies
Our team helps identify the operational leaks that keep patient balances from converting into cash.
Patient Financing opportunity
0% APR
Billing engagement gaps
Digital + paper
EBO recovery timing
Day 60/90
Deployment fit
All major EHR integrations and revenue cycle workflows